American Equity Annuity
American Equity offers a selection of fixed index annuity products designed to offer growth potential, tax deferral, and guaranteed income for life. Furthermore, they feature unique benefits like wellness benefit payouts in case of medical emergency doubling your payout payouts.
Annuities are subject to state regulation, with licensed agents acting as intermediaries to sell them and provide useful guidance about fees structures and potential gains.
Annuities
American equity annuities offer many retirement planning solutions. They can help you meet your retirement goals while protecting against market volatility and providing tax advantages – as well as help prevent any loss of principal which could give you peace of mind about your financial future.
Financial advisors can help you select an American equity annuity product best suited to your needs. SmartAsset’s free tool matches you with financial advisors in your area who provide free consultations. Afterward, interview all potential advisors before selecting one at no cost as your partner advisor.
American Equity Investment life Insurance Company is a top-tier retirement income provider that specializes in fixed index annuities. They have earned a stellar reputation for customer service and offer highly competitive rates; although relatively new in comparison with some legacy providers, American Equity has quickly established itself within the industry and now offers both accumulation and immediate annuity options for customers to consider.
Life insurance
American Equity offers an assortment of annuity products, such as fixed and index annuities. While fixed annuities provide guaranteed interest rates, fixed index annuities allow the potential for returns based on stock market index returns. Retirees often turn to American Equity’s annuity products because they provide steady, lifelong income streams.
American Equity is an American-owned and Midwest-based fixed index annuity provider with a strong history in helping fund over half a million retirements nationwide. American Equity prides itself on offering superior customer service while upholding product integrity.
Shield suite of annuity options by the company offers several distinct annuity choices, including EstateShield series with its 10% bonus and Wellbeing Benefit and AssetShield series designed for accumulation with multiple index options and strategies as well as FlexShield which enables users to customize risk and return profiles annually.
Long-term care insurance
Long-term care insurance can provide an invaluable way of covering the rising costs associated with long-term care, with policies and premiums that differ widely depending on which insurer provides them. Therefore, it’s wise to consult a financial advisor in order to identify which policies best meet your needs.
American Equity offers fixed index annuities that offer guaranteed income over time, including IncomeShield series with its multiple index options and strategies, EstateShield with access to Wellness Benefit, which doubles your payout on single policies or increases it by 150% for joint policies if any two daily living activities cannot be performed as intended.
American Equity annuities are backed by the financial strength and claims-paying ability of their issuer, making them ideal retirement strategies to accumulate savings while creating income during retirement. American Equity has built its name through consistent renewal rates and excellent customer service.
Retirement planning
Annuities are financial contracts offered by insurance companies to individuals looking for an income source in retirement. Annuities also provide many additional advantages such as lifetime income options that guarantee payments throughout one’s life. American Equity offers various annuities tailored specifically for individual customers’ needs; including fixed and index annuities that allow retirees to maximize savings.
This Midwest-based firm has assisted more than half a million Americans with their retirement planning needs. Their emphasis is on consistent returns and superior customer service; J.D. Power ranked them top-tier due to their product integrity; they pride themselves on treating clients with respect and dignity.
Products of these annuities can be obtained through independent financial professionals as well as some banks and broker-dealers, while also providing educational resources for people preparing to retire. It’s recommended to speak with a qualified financial professional before making any definitive decisions concerning an annuity purchase.
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